Setting up a budget
This blog post is sponsored by:
Blog of links
If you are a struggling web entrepreneur that need to turn every coin to survive, this guide how to set up a budget might help you get som structure in your personal finances.
Here are a few tips for easy budgeting.
1.Keep it simple
The thing a person must do to get started is to make a list of your monthly income, or your salary in short, and your expenses. Just stick with expenses that you can easily quantify. For example, the mortgage, car loan, credit card minimums, groceries. As the months and days pass by you can always add more detail.
2.Determine your “real” monthly income
To have a real and authentic budget you have to determine how much you will actually be taking home after all the taxes have been subtracted. In addition to this, you might have extra income. A part-time job, a weekend gig, alimony, child support, etc. You will definitely want to add this to your total.
3.Expenses
This is actually the tricky part. As you probably will notice, you always have more expenses than income. There are always more items on the ‘to spend’ list than the ‘income’ list. You also may have hidden expenses. Just be sure to always keep your monthly list updates so as to always have the right figure to subtract from your monthly take home pay.
4.Keep accurate records and match monthly expenses with monthly revenue
You need to always make sure that the amount of money spent is reflected within the proper time frame. Do not list an expense as being paid on the month that you paid but rather based on the month where the expense occurred. For example, you get your regular electric bill on the 28th of the month in question but are not due for payment until the 3rd of the next month. Say in June you paid on the 28th and in July you paid on the 3rd of August. That would mean that you would not have an electricity expense for July. This would make your monthly income inaccurate. And accuracy in terms of balances is always important in keeping a balanced budget.
5.Estimate big expenses
This is the easy part actually. After a month or two you can more or less gauge how much you will be spending on food or power and these figures you set aside. These are the big estimates with which you work your other expenses around.
6.Keep track of your expenses
Coupled with estimating expenses and having an accurate picture of the amount of money your really have every month, you must also track how much money you actually spend. This is easy for the big stuff. The challenge will be keeping track of the little expenses like Starbucks coffee, the latest Harry Potter book, or a night out with friends. And again, this all boils down to accuracy.
In the end, these 6 simple tips will give you a better way to plan the money you earn, making it possible for you to spend on some things you want and enjoy without sacrificing the things you need to survive. And, hopefully, this way you’ll save a little as well.
What is web 2.0?
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PfTown.com
For the technologically-challenged, another tech term floating around isn’t the best news. Just when one has finally managed to understand the many workings of the World Wide Web, one now has to deal with what appears like another version. But ignorance is never bliss in this ever-changing world of innovations. So, one is forced to ask the question : What is Web 2.0?
Experts appear to be debating the actual definition of this term but there is a basic explanation that most accept at present. Coined by Tim O’Reilly in 2005, Web 2.0 refers to a supposed new generation type of Web-based services wherein the focus is on online collaboration and sharing amongst users. It is using the Internet as a platform that uses all kinds of connective devices the advantage of which is that these tools and sites get better through the richness of user experiences. Developers use Web 2.0 tools to build on sites because they are free, user-friendly, and shared with others. The most common and well-know examples of this are Wikipedia, My Space, YouTube, and blogging in general. Nothing is being sold, users need not purchase anything, and instead use these tools and sites to link up with other people. Basically speaking then, the Web 2.0 definition for idiots is a more collaborative Internet where the increased participation of users is the primary ingredient in the improvement of sites and tools. It’s about all the average Joe’s and Jane’s using the tools on the web and being the fuel that powers these tools and makes them better.
So, how does this affect a person who is trying to catch up in the fast-paced world of modern technology? It just lets that person know that, at least, for Web 2.0, it is all about the user.
Will you get one?
This blog post is sponsored by:
Spy Reviews
Today I was surfing around on some gadget blogs to check for new cool stuff and I came across this awesome product:
When you first see this technological wonder, you have to say that it is a great product. For any busy executive or for someone in the field duty or someone in stores - this is the product everyone will wish to have. Atleast I would.
Before going into the details about the Brand Value or the product quality, I would say that just think about the utility. You have the phone in your wrist, which gives you the freedom from taking extra care of the phone separately. The chance of leaving the phone at office desk and reaching home or leaving the phone in restaurant and later driving back to collect the set will not be there.
This phone is a product from SMS technologies Australia. The M300 is perhaps one the smallest mobile phone in the world. At least I have never seen any phone which fits in a wrist. This phone support MP3, Bluetooth, USB connectivity, Dial-up Networking, Games, Real Tones and a whole lot of other feature as well. It will be having 80 hours of standby time which should give the user enough time to talk.
The screen is also very sleek and shows the time just like a normal watch. So I bet my buddies will be surprised when it will start ringing. I suggest you can think of surprising your family members or your friends with this technological wonder.
It is expected that the phone will be shipped from March onwards. I am sure this product will touch the imagination of many.
I will get one for sure. Will you?
Read more: I4U News
10 ways to get returning readers to your blog
This blog post is sponsored by:
Rate CD
In this day and age, having a blog would be the equivalent to keeping that scrappy journal under your pillow. The difference is, these days we don’t only want people to read our deepest, most insightful thoughts but to keep them coming back for more. What then are some ways to keep your readers and to make the number of hits to your blog rise steadily?
Outlined below are 10 easy ways to make this happen.
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You CAN judge a blog by its appearance.
Streamlining your blog to reflect what you want to project is very important. Much like first impressions last, what a reader sees, a reader remembers. And a great way to keep your blog embedded in a reader’s mind, therefore making your reader want to keep coming back, is to have it look great and be designed well.
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Post spotlight-worthy titles.
Great catch phrases or snazzy openings is a sure-fire way to get people to keep returning to your blog. And, chances are, if the titles are good, the texts are even better. So, you are sure not to disappoint!
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Be creative.
The best way to get a point across, no matter the subject, is to be as creative as you can about it. Support your entry with a quote from your favorite author, or you can include trivia, or perhaps connect your content to insightful lyrics. What is wonderful about creativity is that it is limitless. And creative blogs are those that keep their readers.
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Be an Original.
This goes hand-in-hand with creativity. Expound on your catch phrase or famous quote with your own ideas and insights. Inside each of us is a possible Socrates waiting to be unleashed. Letting your readers in on some consistently fantastically written original work is soul food for the blog lover.
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Be a Problem-Solver.
Whether it be an answer to a common software or hardware problem, a new-found code to a hot online game, or your own conclusion to one of life’s many profound questions, a solution is a solution. And people like answers. This will certainly keep the hits coming.
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Keep your blog updated.
The worst thing you can do to your steadily growing and loyal following is to stop sharing with them. Keep your posts regular. A couple of posts per week is enough.
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Travel and leave a mark.
Regularly make the rounds. Visit other people’s blogs. Comment on what other people are sharing. After all, if you want readers to visit your thoughts, it should not hurt to return the favor. And, what goes around, comes around. This is a good way to get readers to participate in your blog and to become frequent guests as well.
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Make it easy for other people to leave their mark.
Make commenting easy for your readers. Do not make your readers jump through hoops to read comments left by others and to make comments themselves. Get a fabulous anti spam tool to protect your blog, if this is a fear, and you should be able to interact with your readers on a regular basis, stress-free.
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Do not be afraid to Link.
Linking to other sources adds more meat to what you are trying to say. Because of this, the likelihood of other’s linking to you increases. Adding more punch to the content of your post will make your blog one reader’s will want to return to.
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Make yourself known.
Writing articles for submission is one way of putting yourself out there for people to know. Advertising serves this purpose as well. Include your link it at the end of a presentation or make it a part of your email signature when it is appropriate. The more you are exposed, the more interesting your blog becomes. Generally, the most interesting blogs are the ones that keep their readers coming back for more.
There are many other ways to get readers to come back and visit your blog. Outlined here are just some of the easiest, most practical ways to make this happen
Here’s to having your readers stick with you!
Need a break? Test this out!
If you are a hard working entrepreneur like me you might need a break to reload your batteries. So why not get a new hobby?
My friend Niklas Kvarnstrom just launched his new guitar teacking site, so wip the dust of that old guitar and become a rockstar.
I am learning now, I am not any good but I hope to become soon.
Niklas is a real talent and he really helps you out on your journey to become the new Jimi Hendrix.
Affiliate Hip-hop
Fo Shizzle Dizzle
”on wicked fire talkin nitch or neesh
with my laptop and a bitch at the beach
hittin my peak,
to my old boss - suck deez nuts damnit
myspace spammin from a beach front hammock”
Have you ever heard a rapper rap about being an affiliate? If not, here is your chance.
PublisherForums - My new hang-out
I talked with my fellow entrepreneur Tyler Cruz the other day, and we dicussed his new forum PublisherForums, I am personally an active member of this great forum and I really enjoy it and because of that I want to share this one with you.
Many of you might know Tyler from his blog on TylerCruz.com where you can read about his projects and his journey to build his own online empire. If you are a reader of his blog you know that he has managed to build a stable income from his online ventures and really knows what he is doing. With PublisherForums there is no difference, this forum is already on its way to success and have built up a stable ground to stand on already.
“There are already tons of webmaster forums out there!”, you might say. Well, in my opinion this one is different and stand out from the crowd more than others. It has more of a unique approach. An example is that while most other webmaster forums do not concentrate much on subjects like monetization and website management, PublisherForums does.
PublisherForums is for sure my new webmaster hang-out. Will it be yours?
Andreas Bard
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About Andreas Bard
My name is Andreas Bard and I am a web entrepreneur, writer and blogger. On this blog I write motivational articles and aim to help you on your way to success with your business venture.
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